Online Banking is temporarily unavailable.

Our Online Banking is shedding its old skin to become new and improved. To make the transition, the service will be down for maintenance from 5pm, July 7 to 9am, July 8. We apologize for any inconvenience this may cause.

Online Banking is temporarily unavailable.

Our Online Banking is shedding its old skin to become new and improved. To make the transition, the service will be down for maintenance from 5pm, July 7 to 9am, July 8. We apologize for any inconvenience this may cause.

Online Banking is temporarily unavailable.

Our Online Banking is shedding its old skin to become new and improved. To make the transition, the service will be down for maintenance from 5pm, July 7 to 9am, July 8. We apologize for any inconvenience this may cause.

Personal Banking
What are you looking for?
Health Savings Accounts (HSAs)

Working in conjunction with a High Deductible Health Plan (HDHP), a Health Savings Account allows you to pay for current health expenses and save for future qualified medical and retiree health expenses on a tax-free basis.

Unlike most insurance plans, there is no “use it or lose it” clause associated with a HSA. At the end of the year, any unused balance in your account will be carried over to the following year, allowing you to build the funds to cover future medical expenses.

If you are covered by a High Deductible Health Plan and meet the eligibility requirements, enrollment in the Andover State Bank HSA is simple.

  • No minimum balance to open
  • $5 monthly service charge if the average balance falls below $1,000 after the 12th statement
  • Interest accrues daily and is credited monthly
  • Interest rates are subject to change
Tier Rate
$0 - $999.99 0.15%
$1,000 and up 0.25%